DISCLAIMER NO NEED TO CHANGE CARRIERS. My011 long distance services can be used with your home phone, cell phone and with any other private touch-tone phones. No access fees, surcharges or any hidden fees. My011 is not responsible for any charges that may accrue onto your cell phone bill. A valid credit card is required to acquire service. U.S. Residents only. All International Rates are subject to change without notice. Government mandated taxes and fees may apply. AdditionalCharges may apply for calls made from Toll Free Number and other international destinations. Refund/Credit Policy and Cancellation Policy: This is a Pre-Paid service; accordingly, REFUNDS WILL BE ISSUED ON REMAINING BALANCE ONLY. Cancellation of Service: Customers must contact My011 customer service to close their accounts. Certain restrictions may apply.